SBI Card
Entry-level miles card with travel credits & lounge perks
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Pros
Cons
The SBI Miles Credit Card is best suited for individuals whose primary spending falls in Travel and Miles. At ₹1,499/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the SBI Card application. The welcome bonus of ₹1,500 worth makes the first year especially valuable. With an approval rate of 90% and processing in 2‑3 days, this card is one of the easier options to get approved for.
The SBI Miles Credit Card has an annual fee of ₹1,499. This fee is waivable on meeting the annual spend milestone.
SBI Card typically processes the SBI Miles Credit Card in 2‑3 days. The actual timeline depends on your credit score, income documents, and internal bank verification.
Yes. SBI Card requires income proof such as a salary slip or ITR as part of the standard application process for the SBI Miles Credit Card.
Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to SBI Card will trigger a hard enquiry on your credit report.
1 Travel Credit per ₹200 on travel spend. 2 Travel Credits per ₹200 on all other spends. 1,500 Travel Credits on ₹30,000 spend in 60 days.
The SBI Miles Credit Card is best suited for individuals who spend on Travel and Miles. At ₹1,499/year (waivable on spend), it provides strong value for the right spend profile.
Disclaimer: Information about SBI Miles Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with SBI Card before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.