SBI BPCL Credit Card credit card by SBI Card

SBI Card

SBI BPCL Credit Card

Fuel-savvy card with high rewards at BPCL stations

4 / 5 (500 reviews)
FuelCashback
Apply via SBI Card

Redirects to SBI Card's official site — your data goes to them, not us.

Key Benefits & Features of SBI BPCL Credit Card

  • 2,000 bonus points (~₹500) on joining fee
  • 13× points per ₹100 at BPCL pumps
  • 5× points on grocery, dining, movies (capped)
  • 1× point on other spends
  • 1% fuel surcharge waiver (₹100/month)
  • Annual fee waiver on ₹50K yearly spend

SBI BPCL Credit Card — Card Details

Annual Fee
₹499/year (waivable on spend)
Joining Bonus
₹2,000 worth
Income Required
Income per bank criteria
Salary Proof
Required
Approval Rate
88%
Processing Time
2‑3 days
Best For
Fuel, Cashback

Pros & Cons of SBI BPCL Credit Card

Pros

  • Welcome bonus of ₹2,000 worth
  • Annual fee can be waived on spend milestone
  • 2,000 bonus points on joining fee
  • 13× points per ₹100 at BPCL pumps

Cons

  • Income/salary proof required
  • Benefits may change at bank's discretion

Who Should Apply for SBI BPCL Credit Card?

The SBI BPCL Credit Card is best suited for individuals whose primary spending falls in Fuel and Cashback. At ₹499/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the SBI Card application. The welcome bonus of ₹2,000 worth makes the first year especially valuable. With an approval rate of 88% and processing in 2‑3 days, this card is one of the standard options to get approved for.

Frequently Asked Questions — SBI BPCL Credit Card

The SBI BPCL Credit Card has an annual fee of ₹499. This fee is waivable on meeting the annual spend milestone.

SBI Card typically processes the SBI BPCL Credit Card in 2‑3 days. The actual timeline depends on your credit score, income documents, and internal bank verification.

Yes. SBI Card requires income proof such as a salary slip or ITR as part of the standard application process for the SBI BPCL Credit Card.

Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to SBI Card will trigger a hard enquiry on your credit report.

2,000 bonus points (~₹500) on joining fee. 13× points per ₹100 at BPCL pumps. 5× points on grocery, dining, movies (capped).

The SBI BPCL Credit Card is best suited for individuals who spend on Fuel and Cashback. At ₹499/year (waivable on spend), it provides strong value for the right spend profile.

Disclaimer: Information about SBI BPCL Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with SBI Card before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.