HDFC Bank
Ideal for Swiggy fans—top cashback on food + online
Redirects to HDFC Bank's official site — your data goes to them, not us.
Pros
Cons
The Swiggy HDFC Bank Credit Card is best suited for individuals whose primary spending falls in Cashback and Food. At ₹500/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the HDFC Bank application. With an approval rate of 90% and processing in 2‑3 days, this card is one of the easier options to get approved for.
The Swiggy HDFC Bank Credit Card has an annual fee of ₹500. This fee is waivable on meeting the annual spend milestone.
HDFC Bank typically processes the Swiggy HDFC Bank Credit Card in 2‑3 days. The actual timeline depends on your credit score, income documents, and internal bank verification.
Yes. HDFC Bank requires income proof such as a salary slip or ITR as part of the standard application process for the Swiggy HDFC Bank Credit Card.
Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to HDFC Bank will trigger a hard enquiry on your credit report.
10% cashback on Swiggy orders (food, Instamart, Genie) – up to ₹1,500/month. 5% cashback on other online spends – up to ₹1,500/month. 1% cashback on all other spends.
The Swiggy HDFC Bank Credit Card is best suited for individuals who spend on Cashback and Food. At ₹500/year (waivable on spend), it provides strong value for the right spend profile.
Disclaimer: Information about Swiggy HDFC Bank Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with HDFC Bank before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.