Axis Bank
Lifestyle card with OTT, movies, food & lounge perks
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Pros
Cons
The Axis MyZone Credit Card is best suited for individuals whose primary spending falls in Cashback and Entertainment. At ₹500/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the Axis Bank application. The welcome bonus of ₹1,499 worth makes the first year especially valuable. With an approval rate of 92% and processing in Up to 21 days, this card is one of the easier options to get approved for.
The Axis MyZone Credit Card has an annual fee of ₹500. This fee is waivable on meeting the annual spend milestone.
Axis Bank typically processes the Axis MyZone Credit Card in Up to 21 days. The actual timeline depends on your credit score, income documents, and internal bank verification.
Yes. Axis Bank requires income proof such as a salary slip or ITR as part of the standard application process for the Axis MyZone Credit Card.
Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to Axis Bank will trigger a hard enquiry on your credit report.
SonyLIV annual membership (~₹1,499). Monthly BOGO movie offer (Zomato District). Up to ₹120 off on Swiggy orders twice a month.
The Axis MyZone Credit Card is best suited for individuals who spend on Cashback and Entertainment. At ₹500/year (waivable on spend), it provides strong value for the right spend profile.
Disclaimer: Information about Axis MyZone Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with Axis Bank before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.