Axis Magnus Credit Card credit card by Axis Bank

Axis Bank

Axis Magnus Credit Card

Premium metal card for affluent travellers & diners

4.4 / 5 (350 reviews)
TravelPremiumLounge AccessRewards
Apply via Axis Bank

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Key Benefits & Features of Axis Magnus Credit Card

  • Welcome gift voucher worth ₹12,500 on fee payment
  • 12 EDGE pts per ₹200 (35 pts above ₹1.5L/month)
  • 5× points on Travel via Travel eDGE
  • Unlimited domestic lounge + Priority Pass (4 guests/year)
  • 1% fuel surcharge waiver (₹400/month)
  • 3% interest on extended credit & 2% forex markup
  • No cash withdrawal fees

Axis Magnus Credit Card — Card Details

Annual Fee
₹12,500/year (waivable on spend)
Joining Bonus
₹12,500 worth
Income Required
₹18 LPA+
Salary Proof
Required
Approval Rate
80%
Processing Time
3‑5 days
Best For
Travel, Premium

Pros & Cons of Axis Magnus Credit Card

Pros

  • Welcome bonus of ₹12,500 worth
  • Annual fee can be waived on spend milestone
  • Complimentary airport lounge access
  • Strong travel rewards and perks
  • Welcome gift voucher worth ₹12,500 on fee payment

Cons

  • High annual fee of ₹12,500
  • Income/salary proof required
  • High income criteria — not for entry-level applicants
  • Benefits may change at bank's discretion

Who Should Apply for Axis Magnus Credit Card?

The Axis Magnus Credit Card is best suited for individuals whose primary spending falls in Travel and Premium. At ₹12,500/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the Axis Bank application. The welcome bonus of ₹12,500 worth makes the first year especially valuable. With an approval rate of 80% and processing in 3‑5 days, this card is one of the standard options to get approved for.

Frequently Asked Questions — Axis Magnus Credit Card

The Axis Magnus Credit Card has an annual fee of ₹12,500. This fee is waivable on meeting the annual spend milestone.

Axis Bank typically processes the Axis Magnus Credit Card in 3‑5 days. The actual timeline depends on your credit score, income documents, and internal bank verification.

Yes. Axis Bank requires income proof such as a salary slip or ITR as part of the standard application process for the Axis Magnus Credit Card.

Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to Axis Bank will trigger a hard enquiry on your credit report.

Welcome gift voucher worth ₹12,500 on fee payment. 12 EDGE pts per ₹200 (35 pts above ₹1.5L/month). 5× points on Travel via Travel eDGE.

The Axis Magnus Credit Card is best suited for individuals who spend on Travel and Premium. At ₹12,500/year (waivable on spend), it provides strong value for the right spend profile.

Disclaimer: Information about Axis Magnus Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with Axis Bank before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.