Key Benefits & Features of Axis LIC Signature Credit Card
2 pts/₹100 on LIC premium & foreign currency spends
1 pt/₹100 on all other transactions
8 domestic lounge visits/year
Fuel surcharge waiver of 1% (₹400/mo)
Complimentary lost-card liability insurance
Up to 20% off at 4,000+ restaurants
Axis LIC Signature Credit Card — Card Details
Annual Fee
₹1,500/year (waivable on spend)
Joining Bonus
None
Income Required
Per bank criteria
Salary Proof
Required
Approval Rate
85%
Processing Time
3‑5 days
Best For
Rewards, Fuel
Pros & Cons of Axis LIC Signature Credit Card
Pros
Annual fee can be waived on spend milestone
Complimentary airport lounge access
2 pts/₹100 on LIC premium & foreign currency spends
1 pt/₹100 on all other transactions
Cons
Income/salary proof required
Benefits may change at bank's discretion
Who Should Apply for Axis LIC Signature Credit Card?
The Axis LIC Signature Credit Card is best suited for individuals whose primary spending falls in Rewards and Fuel. At ₹1,500/year (waivable on spend), it offers strong value for people who spend heavily in its reward categories. You'll need to submit standard income proof (salary slip or ITR) as part of the Axis Bank application. With an approval rate of 85% and processing in 3‑5 days, this card is one of the standard options to get approved for.
The Axis LIC Signature Credit Card has an annual fee of ₹1,500. This fee is waivable on meeting the annual spend milestone.
Axis Bank typically processes the Axis LIC Signature Credit Card in 3‑5 days. The actual timeline depends on your credit score, income documents, and internal bank verification.
Yes. Axis Bank requires income proof such as a salary slip or ITR as part of the standard application process for the Axis LIC Signature Credit Card.
Checking your eligibility on CreditPlanner.in is a soft check and does not impact your CIBIL score. However, submitting a formal application to Axis Bank will trigger a hard enquiry on your credit report.
2 pts/₹100 on LIC premium & foreign currency spends. 1 pt/₹100 on all other transactions. 8 domestic lounge visits/year.
The Axis LIC Signature Credit Card is best suited for individuals who spend on Rewards and Fuel. At ₹1,500/year (waivable on spend), it provides strong value for the right spend profile.
Disclaimer: Information about Axis LIC Signature Credit Card — including fees, benefits, and eligibility — was accurate as of 2026-03-28 but may change without notice. Always verify details directly with Axis Bank before applying. Approval is solely at the bank's discretion. CreditPlanner.in may earn affiliate commissions on successful applications; this does not influence our ratings or rankings.