Best Credit Cards with Airport Lounge Access in India – 2025
Your gateway to comfort, convenience & rewards – even before takeoff.
Frequent flyer? Tired of sitting at the boarding gate for hours? If yes, a credit card with complimentary airport lounge access might just become your favorite travel companion. These cards not only help you relax pre-flight but also offer travel insurance, cashback on bookings, and exclusive hospitality perks. In this updated 2025 list, we cover the best lounge access credit cards in India — including free, premium, and milestone-based access cards.
Top Lounge Access Credit Cards (2025)
1. Axis Magnus Credit Card
- Annual Fee: ₹12,500
- Unlimited domestic lounge access
- Priority Pass for international lounges (4 guests/year)
- 12 EDGE points per ₹200 + 5X on Travel EDGE spends
- 2% forex markup + premium concierge services
- Best For: Premium travelers & international flyers
2. Federal Bank Scapia Credit Card
- Annual Fee: ₹0
- Unlimited domestic lounge access (milestone-based)
- 10% rewards via Scapia App
- Zero forex markup
- Best For: Frequent flyers & app-based spenders
3. SBI Elite Credit Card
- Annual Fee: ₹4,999
- 6 domestic & 6 international lounge visits per year
- Complimentary Trident & Club Vistara Silver
- Up to 10X rewards + BookMyShow offers
- Best For: Occasional business flyers
4. AU LIT Credit Card
- Annual Fee: ₹0
- Complimentary lounge access via quarterly packs
- Customizable card with OTT, fuel, and travel features
- Up to 10X rewards
- Best For: Digital-first travelers & OTT users
Comparison Table
| Card | Annual Fee | Lounge Access | Key Perks |
|---|---|---|---|
| Axis Magnus | ₹12,500 | Unlimited + Priority Pass (intl.) | 12 EDGE/₹200, 5X travel rewards |
| Federal Scapia | ₹0 | Unlimited (milestone) | 10% app rewards, no forex fee |
| SBI Elite | ₹4,999 | 6 domestic + 6 intl. lounges/year | Trident/Silver Vistara, BookMyShow |
| AU LIT | ₹0 | Quarterly lounge pack | Customizable perks + 10X rewards |
Why Choose Lounge Access Cards?
- Skip crowded waiting areas with VIP lounges
- Enjoy complimentary meals, Wi-Fi, and comfort
- Perfect for business travelers and frequent flyers
- Additional travel insurance and concierge services
FAQs – Lounge Access Credit Cards
Which credit card offers unlimited lounge access in India?
The Axis Magnus Credit Card offers unlimited domestic lounge access and international lounge visits via Priority Pass.
Are there lifetime free lounge access cards?
Yes. Cards like Federal Bank Scapia and AU LIT offer free access via milestone spends or pack selection, and they have no annual fees.
Can students or low-income users get lounge access cards?
Yes. Scapia and AU LIT are ideal for new users, students, and even freelancers.
What documents are needed for application?
Typically, you’ll need Aadhaar, PAN, and sometimes income proof. Scapia and AU LIT offer eKYC-based approvals.
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