Best Travel Credit Cards for Frequent Flyers - 2025
Handpicked travel credit cards for Indian frequent flyers—get rewarded every time you fly!
Looking for the best travel credit cards in India for 2025 that truly reward your airport hustles and flight miles? You're not alone—frequent flyers across India are ditching generic cards for high-reward, lounge-loaded, and low-fee alternatives. In this exclusive guide by CreditPlanner.in, we’ve done what Paisabazaar and other portals don’t: curated handpicked cards optimized for real travelers—with honest reviews, comparison tables, and benefits that actually matter. Whether you're flying domestic or international, this post will help you earn more, save smarter, and travel in style.
Why Frequent Flyers Should Use a Travel Credit Card
- Earn rewards and miles on travel bookings
- Get complimentary airport lounge access
- Enjoy travel insurance and fuel surcharge waivers
- Exclusive benefits like hotel discounts and cashback
1. Axis Magnus Credit Card
✅ Pros:
- Unlimited domestic lounge access + Priority Pass (4 guests/year)
- Welcome gift worth ₹12,500
- 12 EDGE pts/₹200 + 5× on Travel EDGE
- 2% forex markup & no cash withdrawal fees
❌ Cons:
- High annual fee of ₹12,500
- Requires ₹18L+ income
2. Axis Atlas Credit Card
✅ Pros:
- 5 EDGE Miles/₹100 on travel spends
- ₹2,500 welcome EDGE Miles
- Tier upgrade system + milestone bonuses
- Domestic lounge access (2 per quarter)
❌ Cons:
- ₹5,000 annual fee
- No free international lounge access
3. SBI Miles Credit Card
✅ Pros:
- Travel Credits on all spends (2/₹200)
- ₹1,500 welcome bonus
- Lounge access on milestone spends
- Fee waiver on ₹2L annual spend
❌ Cons:
- Limited lounge access
- No international rewards focus
4. Federal Bank Scapia Credit Card
✅ Pros:
- Unlimited lounge access (milestone-based)
- 10% rewards via Scapia app
- Zero forex markup
- No annual or joining fee
❌ Cons:
- App-based redemption only
- Limited offline visibility
5. AU LIT Credit Card
✅ Pros:
- Lifetime free & customizable perks
- Up to 10X rewards with feature packs
- Free OTT subscriptions & Cult Fit
- Complimentary lounge access passes
❌ Cons:
- Quarterly feature selection needed
- No international perks focus
Card Comparison Table
| Card | Annual Fee | Lounge Access | Key Travel Benefits |
|---|---|---|---|
| Axis Magnus | ₹12,500 | Unlimited + Priority Pass | 12 EDGE pts/₹200, 5× on travel bookings |
| Axis Atlas | ₹5,000 | 2 domestic lounges/quarter | 5 EDGE Miles/₹100 on travel, milestone EDGE rewards |
| SBI Miles | ₹1,499 | Milestone-based | Travel credits, fee waiver on ₹2L spends |
| Federal Scapia | ₹0 | Unlimited (spend-based) | 10% app rewards, zero forex markup |
| AU LIT | ₹0 | Complimentary passes | Up to 10X rewards, customizable travel perks |
FAQs: Travel Credit Cards for Frequent Flyers
Which is the best travel credit card in India for lounge access?
The Axis Magnus Credit Card offers unlimited lounge access along with international lounge benefits through Priority Pass.
Is there any zero annual fee card with travel benefits?
Yes, the Federal Bank Scapia and AU LIT Credit Cards are both lifetime free and offer great travel perks including lounge access.
Which travel card is best for reward points?
Axis Atlas is a strong contender with 5 EDGE Miles per ₹100 on travel spends and multiple milestone bonuses.
Still not sure which card suits you? Use our Card Matcher Tool and get a recommendation in under 60 seconds.
Helpful? Share this page with your fellow flyers or explore more credit card guides on CreditPlanner.in!
